What could your EMI look like?
Enter your expected loan amount and a few loan assumptions to estimate repayment after the moratorium.
Estimated EMI after moratorium₹0
Illustrative estimate only.
YOUR EDUCATION FINANCE PARTNERDream Big.
Dream Big.
Fund Smart.
Compare. Choose. Apply. Get guidance for education loans in India and abroad — secured or unsecured, subject to lender eligibility.
Education finance and student services, brought together around your next big move.
YOUR FUTURE, YOUR WAY
A simpler path to
your education loan.
Explore lending options. Understand the process. Plan your next step.
01Explore options
02Apply with guidance
03Plan your next move
PLAN WITH CONFIDENCEYour loan journey,
Your loan journey,
made easier to plan.
Explore an indicative EMI after the moratorium and check your current monthly repayment flexibility. These tools are estimates, not loan approvals.
Discuss your options ↗
See your indicative approval readiness
Enter monthly income and existing EMIs to get an interactive score from 1–100 based on current repayment burden.
Indicative loan readiness score80/100
You're keeping a good share of your income free for future plans.
Existing EMI share10%
Income after existing EMIs₹90,000
Important: This score is an illustrative readiness indicator based only on income and existing EMIs. It is not the actual probability of loan approval, a credit score, or a lender decision. Approval also depends on credit history, co-applicant profile, course and institution, collateral, documents, loan amount and each lender’s policy.
Talk to Aspira ↗EXPLORE OUR PRODUCTSMore choices.
More choices.
Greater possibilities.
Explore education-financing options and practical services for the financial details around your studies.
Education Loans — Abroad
Explore potential funding routes for eligible studies overseas and related education expenses.
Explore options →Education Loans — India
Understand potential financing routes for eligible higher-education programmes in India.
Explore options →Secured & Unsecured Loans
Learn about loan routes that may involve collateral or may be available without it, subject to lender terms.
Compare routes →Foreign Exchange
Explore forex and permitted international payment services through relevant providers.
Explore forex →Insurance Assistance
Get help exploring relevant student or travel insurance options from third-party providers.
Explore services →Student Essentials
Explore international SIM cards, airport transfers and accommodation assistance.
View all services →WHY ASPIRAYour ambition is
Your ambition is
our starting point.
We go beyond helping you secure a loan. We provide personalised guidance, work to negotiate competitive ROI and processing-fee terms, and help you evaluate lenders against your individual profile—not just the amount you need.
Discover our mission ↗01
Options, not assumptions
Explore possible routes based on your situation and lender criteria.
02
Guidance throughout
Understand the process and documentation that may be required.
03
Support beyond the loan
Discover additional student financial and practical services.
THE ASPIRA DIFFERENCEMore than finance.
More than finance.
The right financial decision.
We believe an education loan should be chosen thoughtfully—not simply secured as quickly as possible. Our role is to help you understand your options and move forward with confidence.
Personalised support, at every step
Your education loan journey is unique. We understand your academic plans, financial circumstances and timelines, then guide you through documentation, lender conversations and the application process.
ROI and processing-fee negotiations
We work to help you explore competitive interest-rate (ROI) and processing-fee (PF) terms with suitable lending partners. Any final rate, fee or concession remains subject to the lender’s approval and applicable terms.
The right lender for your profile
Our goal is not merely to help you obtain finance. We assess your profile and requirements to help you compare suitable lenders, understand the trade-offs and choose a financing route that makes sense for your plans.
LENDING PARTNERS
Our lending partners
Explore institutions across our lender network. Eligibility and final terms depend on the lender.
Banks
IDFC FIRST Bank
Axis Bank
ICICI Bank
YES BANK
State Bank of India
Punjab National Bank
Union Bank of IndiaNBFCs & specialist education lenders
Poonawalla Fincorp
HDFC Credila
Avanse
Tata Capital
Auxilo
InCredInternational education lenders
Prodigy Finance
MPOWER FinancingLogos are trademarks of their respective owners and are displayed for identification. Their inclusion does not by itself imply endorsement, exclusivity or an active formal tie-up. Confirm current relationships and brand-use permissions before publishing.
YOUR NEXT STEP STARTS HEREBig dreams start with
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